Senator McCain and Health Insurance Deregulation

Author: EthanCalvin Total views: 13 Word Count: 182


John McCain has been getting flack because of an article he wrote in a little magazine, Contingencies magazine. The Washington Post reports this recent heat he is receiving.

In the article, Senator McCain wrote that he would like to deregulate the individual health insurance marketplace to bring in more competition.

In Senator McCain's health insurance reform plan, he wants to allow people to purchase health plans across state lines so they're not bound by in-state regulations. The problem wasn't necessarily the idea itself, but the timing. Much of the problems we're having on Wall Street have been at least partly attributed to the deregulation of the financial market.

In the Contingencies magazine article, Senator McCain wrote: "Opening up the health insurance market to more vigorous nationwide competition, as we have done over the last decade in banking, would provide more choices of innovative products less burdened by the worst excesses of state-based regulation."

At a glance, McCain's plan may not seem like a good one, thinking of Wall Street's problems. But we question if health insurance regulation can be compared to Wall Street regulation.

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